Medical Score Risk Predictor (MSRP) & Non-Tobacco Credits
What Is MSRP?
AutoNation offers a free biometric screening called the Medical Score Risk Predictor (MSRP) program. The MSRP program was created so that you (and your spouse or domestic partner, if applicable) can be informed of any medical risks you may have. Completing the program can lower your medical, additional life, and critical illness premiums.
Your MSRP Biometric Screening checks and measures the following five factors that can affect your health and place you at risk for heart disease, diabetes, or stroke. Passing results for the MSRP for each lab factor are outlined below:
Blood PreSsure
HDL Cholesterol
(good cholesterol)
Equal to or greater than 40 mg/dL in males
Equal to or greater than 50 mg/dL in females
Triglycerides
(fat in the blood)
Less than 150 mg/dL
Glucose
(blood sugar)
Less than 100 mg/dL
Body Mass Index
(BMI)
Less than 30
REDUCE YOUR PREMIUM UP TO:
REDUCE YOUR SPOUSE’S
OR DOMESTIC PARTNER'S PREMIUM UP TO:
$875
$625
$1,000
$750
=$1,875OFF
=$1,375OFF
Additional Information is below.
*If you need to take additional steps to earn the credits you will receive communications from The Benefit Connection that are customized based on your individual situation. Those communications will provide step by step instructions to earn each of the credits by the deadline.
REDUCE YOUR PREMIUM UP TO:
$1,000
By Completing and Passing the MSRP Biometric Screening or Completing the Alternative (if applicable) by the Deadline.
$1,000
By Answering the online Tobacco Usage Question During Your Enrollment
=$2,000OFF
Your Annual Medical Premium
REDUCE YOUR SPOUSE’S OR DOMESTIC PARTNER'S PREMIUM UP TO:
$750
By Completing and Passing the MSRP Biometric Screening or Completing the Alternative (if applicable) by the Deadline.
$750
By Passing the Cotinine (Nicotine) Screening that Checks for Tobacco Use (included in the MSRP screening)
=$1,500OFF
Your Annual Medical Premium
Additional Information is below.
*If you need to take additional steps to earn the credits you will receive communications from The Benefit Connection that are customized based on your individual situation. Those communications will provide step by step instructions to earn each of the credits by the deadline.
Blood PreSsure
Systolic-Less than 130
Diastolic-Less than 85
HDL Cholesterol
(good cholesterol)
Equal to or greater than 40 mg/dL in males
Equal to or greater than 50 mg/dL in females
Triglycerides
(fat in the blood)
Less than 150 mg/dL
Glucose
(blood sugar)
Less than 100 mg/dL
Body Mass Index
(BMI)
Less than 30
If you currently have MSRP credits they will automatically roll over for 2025. No action is required on your part. If you did not complete the MSRP screening previously, or if you did not pass and complete the alternative, you can still earn your MSRP credits for 2025.
Learn more about the specific actions you need to take to earn the MSRP credits.
New User?
Select this option if you and/or your spouse or domestic partner have never created an MSRP screening appointment with Quest.
Returning User?
Select this option if you and/or your spouse or domestic partner have previously scheduled an MSRP screening appointment with Quest (even if you are a rehire) or if you need to modify an appointment.
2025 MSRP Information
Earning healthy credits is quick and convenient and can lower your and your covered spouse’s or domestic partner’s Medical, Additional Life, Spouse Life, and Critical Illness Premiums. Click the button below in the Important Deadlines for New Hires box, to review important deadlines that may apply to you!
Important Deadlines for New Hires
Log in to The Benefit Connection to download your new hire checklist and review important dates to ensure you complete all required activities by their deadlines!
Important Deadlines if You Experience a Qualified Life Event
A qualified life event (QLE) is a life-changing event, such as marriage, birth of a baby, adoption, etc. Certain QLEs allow for certain coverage changes. If, as a result of your QLE, you wish to complete the MSRP screening, review the important information below to ensure you complete all the activities required by the deadline.
For additional information regarding your screening and/or alternatives deadlines for achieving the MSRP healthy credits, contact The Benefit Connection at 877-550-2363.
How to Read Your MSRP Results
Quest will email you when your results are ready to be viewed (typically within three to five business days). Use the link in the email to log in to your Quest account, and select View Your Results to see a comprehensive report of your results. The report includes an explanation of what the different metrics measure and what the results mean for you.
To confirm if you earned the MSRP Biometric Credit, select View Your Rewards to access a summary of your results. The five risk factors you are screened for are included in the top section of Quest’s website > My Rewards (under the MetS AutoNation section).
If You DO NOT Pass the MSRP Biometric Screening: Schedule a Call With a Health Advisor – They Will Call You!
If you were screened and did not pass three or more of the MSRP screening lab factors, you will need to complete a call with the MSRP Health Advisor to earn the credit. Schedule a call and the MSRP Health Advisor will call you on the date and time chosen! You will need your member ID to register and schedule a call. (Your member ID can be found either on your Highmark insurance card, or on the MSRP card you received in the mail from Highmark).
Please allow 7 business days after you receive your screening results to schedule your MSRP Health Advisor call.
Earn the Non-Tobacco Credit
Associates answer a tobacco-use question online during enrollment. If you add your spouse or domestic partner to medical coverage and they complete the MSRP screening by the deadline, their screening will include a test for Cotinine, which is the nicotine level in their blood.
If you answer that you are a tobacco user or if your spouse or domestic partner tests positive for cotinine, you and/or your covered spouse or domestic partner (if applicable) will need to follow the steps outlined below in order to earn the non-tobacco credit.
All Associates and spouses or domestic partners, regardless of tobacco use, are eligible to earn the non-tobacco credit by completing the steps outlined below by the deadline.
Complete the AutoNation Tobacco Cessation Course
Print and Complete the Tobacco Cessation Affidavit
Once you have completed the course, print the course completion certificate. Print and complete the Tobacco Cessation Affidavit. To retrieve the form, click on the “Tobacco Cessation Affidavit” button below.
Submit Your Completed Documentation
You can upload the completed Tobacco Cessation Affidavit and course completion certificate on The Benefit Connection website. You will see a tile on the enrollment site home page that says: “Upload MSRP or Working Spouse Surcharge Forms.”
You can also submit via fax to 847-883-8251 or via mail to the address below.
The AutoNation Benefit Connection
P.O. Box 661058
Dallas, TX 75266-1058
