Medical for Blue Cross 60%, 70%, & 80%

You Have Three Different Blue Cross Blue Shield Medical Options to Choose From:

  • 60% option with a Health Savings Account (HSA)
  • 70% option with copays
  • 80% option with copays

All three Blue Cross Blue Shield cover the same services and prescription medications, but the amount you pay when you receive services and the amount you pay in contributions depends on the option you choose.

Some areas of the country also have an HMO option available. This information will display for you during enrollment if you are eligible. See the “Other Medical Carriers” page for more details.

Important Medical Benefit Definitions

Annual Deductible

The amount you pay for covered health care expenses before the plan begins to pay

Copay

A flat dollar amount that you pay for certain doctor’s office visits and prescriptions

Coinsurance

The amount you pay for covered health care after you meet your deductible

Out of Pocket

A cap, or limit, on the amount of money you pay for covered health care services in a Plan Year

MyQHealth™

If you enroll in a Blue Cross 60%, 70%, or 80% medical option, your plan includes MyQHealth™, your single point of contact for everything related to your healthcare and prescription drug benefits.

Your MyQHealth™ Care Coordinator is just a phone call away, ready to:

  • Help you resolve claim problems and billing issues
  • Find providers and schedule services
  • Pre-certify you for services to make sure you are covered
  • Listen to your concerns and offer guidance on living a healthier life
MyQHealth™ helps you understand and get the greatest value from your medical and prescription drug benefits. The Care Coordinator can help you connect or shop with Quantum Health Care Finder to save money or put you in touch with included Health if you want an Expert Medical Opinion or need Treatment Decision Support.

Prescription Drugs

Your prescription drug coverage is administered by Express Scripts.

Express Scripts

This list provides examples of commonly prescribed preventative medications that do not apply to the deductible for the 60% plan.

Pharmacy Benefits

Just like your medical plan covers visits to your doctor, your Express Scripts prescription plan covers the medication your doctor prescribes.

National Preferred Formulary

The following is a list of the most commonly used prescribed drugs.

Quantum Health Care Finder

Quantum Health Care Finder™ is a tool to compare quality ratings for facilities and search for fair prices for common medical services and procedures out of healthcare and can save you hundreds of thousands of dollars in and out of pocket costs.

You will earn cash rewards every time you (for a covered family member) shops for select procedures and uses a Fair Price™ (green) facility for your care.

Quantum Health Care Finder™ you will also save money because your deductible and/or coinsurance will be calculated off the lower cost provider price. You’ll save hundreds of thousands of dollars on medical procedures by choosing Fair Price™ facilities for your care.

Before you schedule healthcare services call MyQHealth™ at 1-888-979-7677 for help with shopping to maximize your savings, and to make sure the provider is in-network.

Included Health

Your expert Medical Opinion Resource

Access an expert opinion from medical experts who specialize in your condition and help you make informed decisions about your medical care and treatment provided by AutoNation at no cost to you.

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